DENTAL INSURANCE QUESTIONS:


A lot of folks ask me everyday;
"What is the best Dental Insurance Plan?"

I always answer that there is not a one size fits all.   I usually ask questions like:

  • Are cleanings the most important?
  • Have you recently gotten checked by your dentist?  If so, what is the prognosis?
  • Have you gotten a fair estimate of services?
  • What specifically do you need done?  Fillings, Crowns, Extractions?
  • Do you wear glasses?  Have you had your hearing checked?

Only after I get the basic answers, and their overall Dental Health can I make an assessment and recommend a plan.


We have at least 4 Major Individual Dental Plans in TN.   We have less choices outside the State, but still very good options.

Give us a call or email me to discuss your particular situation.  See 5 plans I write the most on this site.


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​​SELF SERVICE:

IF YOU LIKE DELTA, YOU MAY ENROLL YOUR SELF AT THIS LINK:




​https://ddtn.dentalforeveryone.com/?Portal=DDTN-8EDE8EC9D





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  • Medicare Health plans
  • Medicare supplemental
  • Dental,  Vision and Hearing.
  • Individual Health Insurance, both ACA and Non ACA Health Plans.
  • Specialty Health products:
    • Home Health
    • Accidental
    • Cancer insurance
    • Critical Illness
  • Home, Auto, Boat & Motorcycle
  • Retirement Planning
    • Fixed Annuities,
      • Current rate 5%  * See policy terms and provisions

MEDICO DENTAL, VISION AND HEARING PLANS.  CLICK LOGO ABOVE TO SEE PLANS AND ENROLL. 

Plans can cover up to $1,500 Annually, Includes Dental, Plus Vision, and Hearing, A true 3 in 1 Product that bundles all 3.  Click Logo to enroll above.

DENTAL INSURANCE PLANS 

“Medico® is a registered trademark owned  and licensed by Medico Insurance Company.”

For Cheapos Only!!! 


No offense!!  Everybody wants to save money, right?  Well if your up for a Pre Paid Plan, you are in luck.

These plans/companies pay a small stipend to the Dentist in the Network. 

For your selection and because of the stipend, the Dentist agrees to a series of Pre determined Copays (See Schedule on site)

No waiting periods.  

Prices range from $12 Individual to $30 FamilySELF SERVICE LINK:

​https://www.slfdental.com/Tennessee/?agentid=4D01990​




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HEART ATTACK ..................30 DAYS.

THE BIG QUESTION ESPECIALLY FOR WORKING PEOPLE IS THIS:  HOW MANY DAYS OF WORK CAN I MISS DUE TO SICKNESS?


TYPES OF PLANS:​​

Based on how you answer essential questions on your overall Dental Health I typically recommend the following:


  • HUMANA

The least expensive, depends a lot on discounts, does reimburse well on Cleanings and Basic Services.  Major depends on a discount.   Rates are in the low $20's range.


  • BCBST


A Very comprehensive option, with certain waiting periods for various procedures.  A great plan, particularly if the Dentist is in Network and you get all of the PPO Discounts Upper $ 20's


  • MEDICO

NO CONTRACTUAL PPO NETWORKS:  What does that mean:  Go anywhere, as long as Dentist files Insurance Claims. That's Huge.   Dentists love it, so will you!

  Includes Vision and Hearing.  I will often offer this product because you can add an additional $500 in Annual benefits .  This product pays IN ADDITION TO ANY OTHER PLAN YOU MAY HAVE INCLUDING MEDICARE ADVANTAGE. $1,500 Annual Benefit!!  

  https://dental.gomedico.com/?an=070020VRV5

















CANCER.................300 DAYS AVERAGE RECOVERY TIME.

HOW WILL I PAY THE BILLS WHILE I AM OFF WORK?   THE MORTGAGE, FOOD, ELECTRIC, WATER BILL, TRIPS TO AND FROM THE DOCTOR.   MEDICAL BILLS NOT COVERED BY MY INSURANCE?   

SOLUTION:   CANCER INSURANCE!   UPON FIRST DIAGNOSIS YOUR INSURANCE COMPANY OF CHOICE HERE CAN PAY YOU THE SELECTED LUMP SUM AMOUNT.  FROM $10,000 TO $100,000 TO HELP YOU RECOVER WHILE NOT WORKING.  WHY STRESS, ISNT RECDOVERY MORE IMPORTANT? GO TO THE CONTACT PAGE AND FILL IN YOUR INFORMATION TO GET A FREE QUOTE.  

​​​STROKE............................60 DAYS AVERAGE RECOVERY TIME

Call now to find out how: 865-584-7007